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By Louie Latour

Before You Do Anything Else

The first thing you should do is make sure your credit is in order. Request a free credit report from each of the credit bureaus and check the reports for accuracy. If you find mistakes on these credit reports you will need to dispute the errors.

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You can improve your credit score by paying down the balances on your credit cards and closing the accounts. If you have credit cards that you don

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