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Mortgage Loan - Lender Options
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By Louie Latour

If you are in the market for a mortgage there are many options for finding the best loan. Your options include banks, credit unions, local mortgage companies, and online mortgage lenders. Here is how to find the best lender for your mortgage.

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In order to qualify for the best mortgage you need to shop from a variety of lenders. Banks and credit unions typically cannot compete with online lenders; however, your bank or credit union could surprise you. Banks use loan officers to screen customer applications. If you have a good relationship with your bank you may be able to negotiate a good offer with the loan officer.

Mortgage brokers are another option for finding your mortgage. Brokers work independently and are paid on a commission basis for matching mortgages to borrowers. Because brokers are paid on a commission basis they do not have your best interests at heart; you need to be very careful with fees and points when using a mortgage broker. The points you pay could wind up your broker

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This entry was posted on Wednesday, May 10th, 2006 at 6:08 am and is filed under Refinance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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