Home Loans
Mortgage Sources
(presented by www.refinance-refinance.net - mortgage lenders)
By Ben Afzal
Mortgages are available from many different sources:
large national banks
specialty lenders
online lenders
mortgage brokers
Each of these options has its advantages and disadvantages.
Most mortgages used to be done by financial institutions. Because of down-sizing, many financial institutions are now happy to get their loans from mortgage brokers. This lets them cut down their full-time staffs. Mortgage brokers bring them loans that are fully prepared (application, supporting documentation), and the financial institution only does the loan if it makes sense. This keeps their overhead down, because they don
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