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Our Growing Dependence on Cheap Health Insurance
(presented by www.refinance-refinance.net - mortgage lenders)
By Peter R
Our rising cost of living has produced increasingly large health care expenses. In an effort to deal with those expenses, many people have sought cheap health insurance.
Our Growing Dependence on Cheap Health Insurance
Most large companies provide their employees with some type of health coverage. Those companies typically agree to cover a portion of the costs entailed in obtaining such coverage. Employer coverage lowers the costs for the employees. Those employees enjoy relatively cheap health insurance.
Employee demand for cheap health insurance has increased during the past 60 years. Back when many people had small businesses, or when they relied on farming as their primary source of income, there was little demand for cheap health insurance. Back then, most family doctors thought nothing of providing a patient with a house call.
The HMO as a Provider of Cheap Health Insurance
HMO stands for Health Maintenance Organization. An HMO is a prepaid health plan. The HMO receives monthly premiums, and in return the HMO covers doctor
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