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By Kent Pinkerton

In simple terms, a mortgage is a home loan. A mortgage does not only refer to a first-time home purchase loan. If people opt to refinance their homes or acquire a home equity loan, it would still be called a mortgage. In California, it is important to seek a mortgage lender within the state. Every state has laws that pertain to property purchases. Hence, local California mortgage lenders would be best suited to finance people


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