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Mortgage Interest Rates: Factors Affecting Your Interest Rate
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By Louie Latour

The interest rate you qualify for is affected by a number of factors. Before you shop for a mortgage it is important to understand mortgage interest rates. Doing your homework will enable you to qualify for a better interest rate and save you money; here are tips to help you qualify for a better mortgage interest rate.

In the United States, interest rates are controlled by the Federal Reserve. The Fed raises and lowers interest rates to control the tempo of the economy. When this happens everything from the yield on your savings account to the interest rate on your adjustable rate mortgage is impacted. Inflationary concerns in the market have a direct impact on mortgage interest rate. The Federal Reserve


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