Home Loans
3 Quick Ways a Mortgage Lender Views You
(presented by www.refinance-refinance.net - mortgage lenders)
By Ben Afzal
Basics Lenders look at very basic factors about you, including:
- Credit score
- Your income
- Total debt obligations
Your Credit Your credit score is a basic measure that lenders will use. Mortgage lenders will usually require different minimum credit scores for different kinds of loans. The credit criterion a lender will use for 100% financing will likely be mores strict than for a loan where the borrower makes a 20% down payment.
You usually have three different credit scores
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