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3 Quick Ways a Mortgage Lender Views You
(presented by www.refinance-refinance.net - mortgage lenders)



By Ben Afzal

Basics Lenders look at very basic factors about you, including:

  • Credit score
  • Your income
  • Total debt obligations

Your Credit Your credit score is a basic measure that lenders will use. Mortgage lenders will usually require different minimum credit scores for different kinds of loans. The credit criterion a lender will use for 100% financing will likely be mores strict than for a loan where the borrower makes a 20% down payment.

You usually have three different credit scores


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