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How Credit Reporting Agencies Affect Your Mortgage
(presented by www.refinance-refinance.net - mortgage lenders)



By Ben Afzal

Credit Report

Your credit report usually lists your credit lines that you have had for the past several years.

This will include your current credit lines that you have always paid on time, credit lines that have been closed, and credit lines with problems.

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A credit line on your credit report can represent a credit card, debt collection, student loan, mortgage, car loan, or any other form of credit you received.

Bad Credit Issues

You credit score will be lowered in part by items that are in your

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