Understanding Pub Mortgages

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Understanding Pub Mortgages
(presented by www.refinance-refinance.net - mortgage lenders)

By Chris Clarke

Historically pub mortgages have been regarded as higher risk lending by the high street commercial lenders. However that all changed a few years ago with the arrival of independent lenders in the commercial mortgage marketplace. Where high street lenders were restricting loan-to-values (LTV) at 65%-70% newer lenders were willing to consider commercial loans of up to 85% LTV.

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So what changed? Well the main difference is that the newer lenders are only lending against the

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